Bailey Special Risks, Inc. Technology Insurance Coverage

Welcome to the world of Technology and Information E&O exposures. A substantial number of businesses now are heavily dependent upon the use of information. Many of these businesses utilize technology to store, transmit, and protect information that they have accumulated. Whenever that information is personal in nature, involves financial or health matters, or in some way touches government, there is always the threat of a liability exposure. Therefore, protection of privacy should be a concern for those businesses.

In California:
BSR Insurance Services
CA Lic # 0E72686

Coverage for such exposures is rarely provided by traditional forms of insurance. In fact, property damage claims under typical CGL policies require the physical damage must occur to tangible property. Have you ever tried to hold data in your hand?

Applications and forms viewable with Adobe Reader

Premium quotations may be obtained by submitting a completed application. Mail, fax and e-mail applications are accepted. Feel free to send applications to submit@bsrins.com

For more information, contact us at info@bsrins.com.


	Technology Insurance
	Technology Insurance

	Your client just called to advise you that he has been served a summons stating that he is being sued by his most important customer. Apparently, his employee has just transmitted a virus to the customer via email. Due to the customer's operating in a paperless environment, his operations have been completely shut down as a result of the virus. Furthermore, it appears that the customer inadvertently transmitted the virus to one of their clients and disrupted their operations as well. Your client needs to know if his package policy will respond.	Frequently Asked Questions Glossary of frequently used terms
		Claims Examples


	Welcome to the world of Technology and Information E&O exposures. A substantial number of businesses now are heavily dependent upon the use of information. Many of these businesses utilize technology to store, transmit, and protect information that they have accumulated. Whenever that information is personal in nature, involves financial or health matters, or in some way touches government, there is always the threat of a liability exposure. Therefore, protection of privacy should be a concern for those businesses.
In California: BSR Insurance Services CA Lic # 0E72686

	Those exposures include thing such as: Failure to perform (E&O of a consultant) Unauthorized access of information by a disgruntled former employee or hackers Unauthorized use of information by a disgruntled current employee Disruption of third party systems resulting in business income loss to third parties Transmission of malicious code, including viruses, worms, logic bombs, etc. Copyright and/or trademark infringement (frequent within web sites)


	Internet Media Liability Application
	Coverage for such exposures is rarely provided by traditional forms of insurance. In fact, property damage claims under typical CGL policies require the physical damage must occur to tangible property. Have you ever tried to hold data in your hand?
Applications and forms viewable with Adobe Reader
Applications and forms viewable with Adobe Reader	A new type of insurance emerging to address coverage problems of this type is called Technology Insurance. Because coverage is net, it should be noted that policies are far from uniform. Many of the players are surplus lines carriers. Coverage for many exposures is now available. BSR is pleased to provide some coverage options for those who operate in cyberspace and those who consult and operate as service providers.

	Premium quotations may be obtained by submitting a completed application. Mail, fax and e-mail applications are accepted. Feel free to send applications to submit@bsrins.com
	For more information, contact us at info@bsrins.com.