Bailey Special Risks Inc., a wholesale insurance broker and MGA
 

Extra Expense Coverage

Frequently Asked Questions
 
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Contagion outbreaks continue to make news. The August 21, 2006 edition of a midwestern newspaper reported on the Norovirus as "...the culprit that shut down a local resort for two days...after a number of patrons and staff became ill. The entity agreed to close its doors...after an investigation by the health department..." Since the resort was ordered closed by the local health department, it could have benefited from Extra Expense Coverage.

   
This coverage is designed to provide businesses with insurance coverage in the event that their business operations are suspended by a public health official due to a covered contagion originating at or emanating from your operational premises.
 
The policy pays the per day per location limit listed in the policy - regardless of any actual income loss. The proceeds can be used for a reduction of revenues and a variety of unforeseen expenses including clean-up, public relations, increased advertising costs, compliance and continuing payroll expense.
 
In California:
BSR Insurance Services
CA Lic # 0E72686

Product Highlights include:
  • Broad wording of "covered contagions"
  • Workplace violence, mold, fungus and illness coverage
  • Risk management resources
  • Limits of $5,000 - $50,000 per day
  • Lower or higher limits may be available
  • Broad eligibility
Premium quotations may be obtained by submitting a completed application. Mail, fax and e-mail applications are accepted. Feel free to send applications to submit@bsrins.com

Applications and forms viewable with Adobe Reader
For more information, contact us at info@bsrins.com.
           
 
is a service mark of Markel Corporation.